Yes—Money and Cancer: two
great taboos that we encounter in CancerLand.
Many of us know the
feeling when we experience people turning away from us or being insensitive
because they don’t know how to talk about or ask about our cancer or our loved
one’s cancer.
But money is the place
where most of us turn away. It’s a different kind of uncomfortable. We are
reluctant to ask about prices, costs, expenses and who is willing to ask, “Can
we afford this?” when the conversation is about the
cancer care of a loved one?
Our culture sets certain
taboos on talking about money in general, and then mix in a crisis, a hint of
death, some judgments about family issues, illiteracy around savings, spending…and
you have a great big silence.
One frequent blind spot is assuming that if you
have health insurance you are all set. But, and you know this if you have
cancer: seeing a doctor several times a month can mean a great big bill of
co-pays. You can be in debt even before chemo begins. And, what people with
cancer know that those who haven’t been there is that chemo is expensive stuff.
Even with so-called, “good” health insurance that’s a lot more and bigger
copays every week. It adds up fast.
That silence around money
and the cost of cancer care can hurt everyone: the patient, the caregivers, the
kids and extended family and friends as well. Money talk is just plain fraught.
But it’s crucial. And there is help –both financial help and help in how to
talk about it.
CURE Magazine has
published a special report called “Paying for Cancer Care.” It’s a tremendous
resource and it’s free as are most of the resources they provide in the print
and online publication.
Here are some of the
articles in the publication:
Financial Fix: A cancer diagnosis could break the bank, but it doesn’t have to.
Risky Business: Concerns about insurance should be addressed early.
Debt Crisis: Coping with cancer’s financial aftermath calls for creative
solutions.
Money Madness: Worry about the cost of care takes an emotional toll.
That’s just a start to
what is available in the special report, “Paying for Cancer Care.”
You should also not be shy
or reluctant to talk to the financial folks at your cancer center. They have
some euphemistic titles like “Financial Resource Staff” or “Financial Planner”
but just come right out and ask, “Who do I talk to about how much all of this
costs and how I make a plan to handle the financial side of things?”
Don’t let money worries or
thinking that that help is for other people stop you. The financial hit is one
more bad side effect of cancer. But not getting the guidance will just make it
a scarier family issue and it might even make you feel distant from friends.
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